About Us

W&M Bank’s Vision

Focused independent financial partner; harnessing sustainable community growth, fostering generational impacts.

W&M Bank’s Mission

Your financial partner of choice in the Shenandoah Valley – yesterday, today, and tomorrow.

W&M Bank’s Values: G.R.O.W.

Gregarious
We are people who cultivate a sense of community and companionability.
Resolute 
We are people who have the tenacity to persevere with a steadfast vision for accomplishment.
Original 
We are people who aspire to be and share their authentic selves​. 
Wholehearted 
We are people who are proudly committed to being all in at F&M and don’t overlook the small things.