Banking

  A retail store credit card is a physical charge card that gives you credit for a specific retailer.  The amount of credit given can vary depending on your current credit score. More credit is usually given to those with higher credit scores and less credit is typically given to applicants with lower credit scores.  […]

Community Reinvestment Act (CRA) credit is earned by financial institutions for meeting the credit needs of low- and moderate-income (LMI) individuals and communities. One way for a financial institution to earn CRA credit is by partnering with non-profit financial counseling agencies that serve LMI individuals and communities. To obtain CRA credit for working with a