Credit Cards

Making a late payment on your credit cards may not seem like a big deal, but when you’re late, you’re considered delinquent. Anything more than 30 days past and your credit card company will report it to the credit bureau, which can have a negative impact on your credit score.  With a Bankrate survey finding […]

  If you find yourself unable to pay off your credit card debt each month, you’re not alone. According to a survey from Bankrate, 49% of U.S. cardholders carry credit debt month to month. To avoid interest, the rule of thumb has been to pay off your balance each month. But that’s often easier said

The holidays are just around the corner, meaning shopping season is as well. But with the average credit card interest rate currently at 24.72%, it’s important to use caution when using your credit cards.  To start off the season right, here are five credit card mistakes to avoid before the holidays.   1. Paying Only

The pandemic might be over, but inflation is still high, with groceries costing 23.3% more than they did in February 2020. In addition, credit card interest rates are also high (20.09% as of March 2025), and credit card debt totals $1.211 trillion in the United States. This all means it might be more challenging to

While credit cards can be useful, the balance can creep up faster than you realize. That’s why trying to pay your balance down each month is important. But when you’re juggling multiple payments or trying to chip away at a high-interest balance, that can be easier said than done. If you’re overwhelmed by your credit

For many, the beginning of the school year means settling back into a routine with anticipation as the fall chill dissipates summer heat. Before we head too far into the colder months of the year, you might be looking to pay down credit card debt before the holidays get underway. To get started on a