Credit Score

If you’re considering debt consolidation it’s important to understand how it may impact all aspects of your financial health including your credit score. Debt consolidation can be helpful in paying off debts, but only if done correctly. We don’t recommend using debt consolidation loans which tend to have high interest rates and can lead to […]

Since March 2022, roughly two in five cardholders have maxed out a credit card or come close. Paying down debt can be challenging, especially with interest rates as high as 20.42% (as of November). Programs like a debt management plan (DMP) can get you on track. But will it hurt your credit? What is a