ashy

The COVID-19 pandemic has directly contributed to lost hours, wages, and jobs, and many who have been impacted are enduring the stresses of financial insecurity. But don’t lose hope, there are steps you can take to alleviate your financial burdens. Track Your Spending: If you haven’t already, now is the time to revamp your budget. […]

Last month we talked about how to avoid holiday debt. This month we’re focusing more on what to do if you still have debt from the holidays. When the new year rolls around many like to look at it as a fresh start. But starting the year in debt can derail even the most ambitious

Though you may gave gotten a credit card with the idea of building credit and alleviating the burden of bills each month, if the debt itself has become too high, and you’re also dealing with other mounting expenses from loans or medical bills, it might be time to consider the question: Is debt management a

It’s that time of the year again—tax refund time. But as an added bonus, millions of Americans recently qualified for a stimulus check as part of the American Rescue Plan. If you’re one of the many Americans who have been negatively impacted financially by the coronavirus, you might want to consider carefully how to best

Millions of Americans were left jobless or on stricter incomes as a result of the COVID-19 pandemic, making paying the bills a daily struggle. In response, many credit lenders offered special repayment options, while under the CARES Act, homeowners and students with federally backed loans were offered temporary payment relief in the form of forbearance.

The ability to build and attain credit gives consumers purchasing power, but it can also be a slippery slope. If you’re like many Americans and your debt has crept up higher than it’s possible for you to pay off, you may be considering bankruptcy. But before making a decision, knowing your options will help you

Debt settlement may seem like the perfect option if, like so many other people in this country, you’re suffering from a pile of debt. But while the promise of paying off loans for less than you owe may seem like a good idea, the adage stands true here: If it seems like it’s too good

The U.S. is experiencing economical pains that make budgeting and financial management more important than ever. But even a good budget might not be enough to keep from going deeper in debt as inflation soars and gas prices reach new highs. According to the American Automobile Association, gas prices reached a new high in early March

Being in debt doesn’t synonymously go hand-in-hand with saving money—or does it? If you’re dedicated to debt management, you’ll find that you can actually do both. While paying down debt is always a priority, making sure to put enough money away so that you have an emergency fund is just as important for financial planning.

Medical crises, job loss, large bills, and unexpected hardships can all be reasons for falling into debt. Whether you see it coming or not, it can be challenging trying to get out of debt—especially if you, like many, weren’t taught how to carefully budget earlier in life. If you’re struggling with credit card debt, seeking