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Most financial advisors will recommend that you have an emergency fund of at least 3 months of expenses in case of financial crisis. For many Americans with growing debt loads it is a struggle to save when you are living check to check. So, what is one to do when faced with a crisis with […]

It’s that time of year when spending money and holiday cheer seem to go hand-in-hand. But maintaining high spirits can be daunting when you’re facing a broken budget and more people to buy for than you can afford. Don’t throw in the wrapping paper yet, there are ways to navigate holiday spending without ending up

Financial stability has been a struggle for millions of people in the United States. Especially as the economic and health crisis rages on, the idea of building for the future may seem like a far-off distant dream. But you can do it. Working toward a better, stronger, and secure financial future is an attainable and

College is a time for exploration and growth, both academically and personally. It’s also a time when students need to learn how to manage their finances, create balanced spending habits, and avoid overspending. Here are some tips on how to create balanced spending habits as a college student: 1. Create a budget: Before you start

In summary, creating balanced spending habits as a college student requires discipline and planning. By following these tips, you can manage your finances effectively, avoid overspending, and set yourself up for a successful financial future. Spending addiction, also known as compulsive spending or shopping addiction, can have a negative impact on an individual’s finances, relationships,

  RG&E and NYSEG’s recent rate hike approval will soon be impacting it’s customers who are located in the Upstate & Rochester New York area in the coming months. Now is the time to review and evaluate your current household budget to see how that increased heat/electric bill is going to fit in. Inflation and

  In the last couple of years, inflation has increased—reaching historic highs in June 2022 at 9.1%. While current inflation has fallen, experts say that it could stay high until 2026. One way to combat the unpredictability of these fluctuations is to keep a budget and manage your debt wisely.  Not sure where to start?

Whether you’re traveling solo or with family, the start of summer often signals the beginning of vacation season. Yet, a recent survey from Bankrate reported that only 46% of adults plan to travel this summer, with affordability being the prime factor. Of those that are planning to brave high costs, 29% plan to take on